Deal Financial Model
Adjust any input — all outputs recalculate live. URL saves your scenario automatically.
Deal information
Key variables — sliders
Purchase price $4,950,000
$500K$6M
SDE / Adj. EBITDA $950,399
$200K$1.5M
Buyer compensation $75,000
$75K$250K
Working capital $100,000
$0$500K
SBA 7(a) rate 9.00%
7.5%12%
Seller note rate 6.00%
4%10%
Structure — input boxes
Checking...
Deal sizing
Total deal size
—
Price + WC + closing fees
SBA loan
—
—
Seller note
—
—
Equity injection
—
Cash at close
Closing fees
—
2% SBA + legal/acctg
SDE multiple
—
Price ÷ SDE
Total debt service
—
— / mo
DSCR
—
Min 1.35x for SBA
Cash flow waterfall
| Line item | Annual | Monthly |
|---|---|---|
| SDE / Adjusted EBITDA | — | — |
| Less: buyer compensation | — | — |
| Net operating income | — | — |
| Less: SBA debt service | — | — |
| Less: seller note service | — | — |
| Total debt service | — | — |
| FCF post debt service | — | — |
| Free cash flow to buyer (+ comp) | — | — |
Criteria checks
SBA gate — DSCR
—
Min 1.35x required
CF floor — $300K
—
Rabenson Group minimum
Multiple ceiling
—
Hard ceiling 4.5x